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Whether you’re creating a will, formalizing a family loan, or organizing your family’s legal documents, Binding Docs makes the process simple, compassionate, and secure.
Start a conversation with Lewiz and describe what you need — a will, a loan agreement, a guardianship plan, or a document review. Lewiz asks smart, simple questions to understand your specific situation. No legal knowledge required.
For new documents: Lewiz generates a tailored, legally sound document based on your answers. For existing documents: upload and get a plain-English summary, Traffic Light risk scores, and rewrite suggestions. Every section is explained in language you actually understand.
Send documents to family members via Smart Link for review, comments, and agreement. Once finalized, store everything in your encrypted Personal Vault. Lewiz tracks deadlines and sends reminders for annual reviews, renewals, and expirations.
USE CASE SCENARIOS
🔄 SUBSCRIPTIONS & MEMBERSHIPS
Escaping the Auto-Renewal Trap
THE SITUATION:
You signed up for a gym, streaming service, software subscription, or membership months ago. You’ve forgotten the terms. The free trial ended and you’re being charged. The annual renewal is approaching and cancellation requires 30 days’ written notice. You want to cancel but the process is deliberately confusing. These are designed to keep you paying — not to serve you.
HOW BINDING DOCS HELPS:
Lewiz reviews subscription and membership agreements and identifies: auto-renewal dates, cancellation notice periods, minimum commitment terms, price increase clauses, and exit fees. It drafts cancellation letters that meet the exact requirements specified in the contract. Smart Reminders alert you before renewal dates so you always have time to decide.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Gym membership contract review
✓ Subscription service terms review
✓ Cancellation letter (any subscription)
✓ Free trial ending reminder setup
✓ Membership renewal comparison
✓ Price increase challenge letter
✓ Direct debit cancellation letter
✓ Cooling-off period exercise letter
✓ Subscription dispute letter
✓ Refund request letter
WHAT LEWIZ CAN DO FOR YOU:
🤖 Flag auto-renewal dates and cancellation notice requirements
🤖 Draft cancellation letters that meet the specific contract requirements
🤖 Identify cooling-off period rights (14 days for online/distance purchases)
🤖 Calculate total commitment cost including all fees and minimum terms
🤖 Challenge unfair price increases with Consumer Rights Act references
🤖 Set Expiry Reminders for free trial endings and renewal dates
📱 PHONE, BROADBAND & UTILITY CONTRACTS
Understanding the Contracts You Use Every Day
THE SITUATION:
Your phone contract, broadband deal, and energy tariff all have terms you probably haven’t read. Early termination charges, mid-contract price increases, data usage limits, speed guarantees (or lack thereof), and automatic migration to expensive out-of-contract rates. These everyday utility contracts cost you hundreds per year — and switching is often cheaper than staying.
HOW BINDING DOCS HELPS:
Lewiz reviews telecom and utility contracts and flags the terms that cost you most: mid-contract price increase mechanisms, early termination fee calculations, out-of-contract rate increases, and minimum speed guarantees. When you want to leave, Lewiz drafts the correct cancellation or complaint letter.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Mobile phone contract review
✓ Broadband contract review
✓ Energy tariff terms review
✓ TV / streaming bundle review
✓ Mid-contract price increase challenge
✓ Early termination calculation review
✓ Switching / PAC code request letter
✓ Ofcom complaint preparation
✓ Ofgem complaint preparation
✓ Billing dispute letter
WHAT LEWIZ CAN DO FOR YOU:
🤖 Flag mid-contract price increase clauses and calculate annual cost impact
🤖 Calculate early termination fees and compare against switching savings
🤖 Identify out-of-contract rate increases and set reminders before they hit
🤖 Explain your right to exit penalty-free when prices increase beyond CPI
🤖 Draft complaints to Ofcom, Ofgem, or the relevant ombudsman
🤖 Set Expiry Reminders for contract end dates and switching windows
🔧 HOME SERVICES & TRADESPEOPLE
Getting What You Paid For
THE SITUATION:
You’re hiring a builder, plumber, electrician, decorator, gardener, or cleaner. They give you a quote — but is it a fixed price or an estimate? Does it include materials? What’s the timeline? What happens if the work is substandard? What about damage to your property? Most home service agreements are verbal or informal — which means disputes are your word against theirs.
HOW BINDING DOCS HELPS:
Lewiz creates simple, clear agreements between homeowners and tradespeople that cover: scope of work, price (fixed or estimated), materials, timeline, payment terms, standards expected, and what happens if the work is unsatisfactory. For larger projects, Lewiz reviews contractor quotes and flags vague scope, missing timelines, and absent warranty provisions.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Home improvement contract / agreement
✓ Builder quote and terms review
✓ Tradesperson service agreement
✓ Cleaning service agreement
✓ Gardening / landscaping agreement
✓ Kitchen / bathroom installation contract review
✓ Loft conversion / extension contract review
✓ Home improvement complaint letter
✓ Consumer Rights Act rejection letter
✓ Payment dispute resolution letter
WHAT LEWIZ CAN DO FOR YOU:
🤖 Create simple agreements that clarify scope, price, and timeline
🤖 Explain the difference between a fixed quote and an estimate (legally different)
🤖 Flag vague scope descriptions that invite disputes
🤖 Draft complaint letters for substandard work with Consumer Rights Act references
🤖 Explain your rights: 30-day rejection, repair/replace/refund hierarchy
🤖 Set Action Reminders for project milestones and payment stages
💻 ONLINE TERMS & DIGITAL SERVICES
Understanding What You’re Agreeing to Online
THE SITUATION:
Every app, website, and online service has terms of service you clicked “Agree” without reading. Social media platforms that claim rights to your content. Cloud storage services that can delete your files. E-commerce sites with non-standard return policies. Online marketplaces with dispute resolution terms that favour sellers. Your digital life runs on agreements you’ve never read.
HOW BINDING DOCS HELPS:
Lewiz reviews digital service terms and highlights the clauses that affect you most: content ownership and licensing rights, data collection and sharing practices, account termination conditions, dispute resolution mechanisms, and liability limitations. Lewiz helps you understand what rights you’re granting and what protections you’re giving up.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ App / software terms of service review
✓ Social media platform terms review
✓ Cloud storage terms review
✓ E-commerce return policy review
✓ Online marketplace seller/buyer terms review
✓ SaaS subscription agreement review
✓ Data deletion / account closure request
✓ GDPR subject access request (SAR)
✓ Right to be forgotten request
✓ Digital service complaint letter
WHAT LEWIZ CAN DO FOR YOU:
🤖 Flag content ownership clauses that grant platforms rights to your work
🤖 Identify data collection and sharing practices buried in privacy policies
🤖 Explain account termination conditions and data retention after closure
🤖 Review e-commerce return policies against Consumer Contracts Regulations
🤖 Draft GDPR requests: subject access, data deletion, right to be forgotten
🤖 Compare platform terms across alternatives for the same service
📢 CONSUMER COMPLAINTS & REFUNDS
Getting What You’re Entitled To
THE SITUATION:
A product arrived faulty. A service wasn’t as described. A company won’t honour their guarantee. A refund was promised but never paid. A repair was attempted but the problem returned. Consumer complaints are exhausting — companies count on you giving up. But with the right documentation and legal references, you can escalate effectively and get what you’re owed.
HOW BINDING DOCS HELPS:
Lewiz drafts consumer complaint letters with the correct legal references: Consumer Rights Act 2015, Consumer Contracts Regulations 2013, and Sale of Goods Act provisions. It creates escalating correspondence: initial complaint, formal demand, final letter before action, and ombudsman complaint. Each letter builds on the previous one with proper legal foundations.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Initial complaint letter
✓ Formal demand letter
✓ Section 75 credit card claim letter
✓ Chargeback request documentation
✓ Final response challenge letter
✓ Ombudsman complaint preparation
✓ Trading Standards complaint
✓ Small claims court preparation
✓ Warranty claim letter
✓ Faulty goods rejection letter (30-day right)
WHAT LEWIZ CAN DO FOR YOU:
🤖 Draft complaint letters with correct Consumer Rights Act references
🤖 Explain your rights: 30-day rejection, repair/replace, final right to reject
🤖 Create Section 75 and chargeback claim documentation for card payments
🤖 Prepare ombudsman complaints in the required format
🤖 Build evidence packs with purchase records, photos, and correspondence
🤖 Set Action Reminders for response deadlines and escalation timelines
✈️ EVENTS, TRAVEL & BOOKINGS
Understanding Booking Terms Before You Commit
THE SITUATION:
You’re booking a holiday, hiring a wedding venue, reserving event tickets, or booking a holiday cottage. Each booking comes with terms: cancellation policies, deposit forfeit clauses, force majeure provisions, and liability limitations. COVID taught millions of travellers that booking terms matter — refund policies, cancellation rights, and insurance exclusions determine whether you lose your money.
HOW BINDING DOCS HELPS:
Lewiz reviews booking agreements and flags the terms that affect your money: deposit and cancellation terms, refund policies, force majeure clauses, liability limitations, and what your Consumer Rights Act protections actually cover for services. It drafts cancellation requests and refund demand letters when things go wrong.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Holiday booking terms review
✓ Wedding venue contract review
✓ Event venue hire agreement review
✓ Ticket purchase terms review
✓ Travel agent booking conditions review
✓ Holiday cottage / Airbnb terms review
✓ Cancellation and refund request letter
✓ Force majeure dispute letter
✓ Event deposit dispute letter
✓ Travel insurance claim documentation
WHAT LEWIZ CAN DO FOR YOU:
🤖 Flag non-refundable deposit clauses and cancellation penalty scales
🤖 Explain force majeure provisions and your rights when events are cancelled
🤖 Review wedding venue contracts for hidden costs and liability terms
🤖 Draft refund requests with correct legal references
🤖 Compare booking terms across alternative providers
🤖 Set Action Reminders for cancellation deadlines and payment instalments
🏡 NEIGHBOUR & COMMUNITY AGREEMENTS
Preventing Disputes Before They Escalate
THE SITUATION:
Your neighbour wants to build an extension. A tree is overhanging your garden. Parking on the street is causing arguments. A shared driveway needs maintenance. Noise from next door is disrupting your life. Neighbour disputes are among the most stressful and long-lasting conflicts — and they affect your property value, your wellbeing, and your daily life.
HOW BINDING DOCS HELPS:
Lewiz creates simple, fair agreements between neighbours and helps document disputes when they arise. From shared access arrangements to Party Wall Act notifications, Lewiz ensures the paperwork is correct and proportionate. For escalating disputes, it drafts formal complaint letters and helps prepare mediation documents.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Shared driveway / access agreement
✓ Boundary agreement
✓ Party Wall Act notice / response
✓ Noise complaint letter (to neighbour)
✓ Noise complaint letter (to council)
✓ Tree and hedgerow dispute letter
✓ Parking agreement (shared spaces)
✓ Shared maintenance cost agreement
✓ Community mediation preparation
✓ Anti-social behaviour complaint
WHAT LEWIZ CAN DO FOR YOU:
🤖 Create shared access and boundary agreements in friendly, clear language
🤖 Explain Party Wall Act rights and notification requirements
🤖 Draft noise complaint letters to neighbours and local councils
🤖 Help document anti-social behaviour with incident logs
🤖 Create fair shared maintenance cost agreements
🤖 Prepare mediation documents when informal resolution fails
🛒 BUYING & SELLING PRIVATELY
Protection for Private Transactions
THE SITUATION:
You’re selling furniture on Facebook Marketplace, buying a second-hand laptop on Gumtree, selling event tickets, or buying equipment from a private seller. Private sales have minimal consumer protection — it’s mostly ‘buyer beware.’ Without any documentation, disputes over condition, price, and refunds are nearly impossible to resolve. A simple receipt of sale changes everything.
HOW BINDING DOCS HELPS:
Lewiz creates simple sale agreements and receipts for private transactions. They document the item, condition, price, payment method, and any warranties (or explicit ‘as-seen’ declarations). For higher-value private purchases, Lewiz creates more detailed agreements with condition statements and return provisions.
DOCUMENTS YOU CAN CREATE OR REVIEW:
✓ Private sale receipt
✓ Second-hand goods sale agreement
✓ Item condition statement
✓ Private sale dispute letter
✓ Ticket resale agreement
✓ Equipment sale agreement
✓ Collection / delivery confirmation
✓ Deposit receipt for private sale
✓ Return and refund agreement (private sale)
✓ Proof of payment document
WHAT LEWIZ CAN DO FOR YOU:
🤖 Create sale receipts that document item, condition, price, and payment
🤖 Draft condition statements for higher-value private sales
🤖 Explain buyer and seller rights in private transactions
🤖 Create simple dispute resolution letters
🤖 Document deposit payments with clear terms
🤖 Help decide when a simple receipt is enough vs. when you need a full agreement
EVERYDAY MOMENTS THAT TRIGGER AGREEMENT NEEDS
🔄 Signing Up for Anything
Before you click “Agree,” understand what you’re committing to: auto-renewal, minimum terms, and data sharing.
Documents to prepare:
• Subscription terms review
• Cancellation window reminder
• Price comparison
• Data sharing check
🔧 Hiring a Tradesperson
Get the quote in writing. Clarify scope, price, timeline, and what happens if the work isn’t right.
Documents to prepare:
• Service agreement creation
• Quote review
• Payment schedule
• Warranty terms
📢 Something Goes Wrong
Document the problem, know your rights, and complain effectively with proper legal references.
Documents to prepare:
• Complaint letter
• Evidence documentation
• Refund demand
• Ombudsman complaint
✈️ Booking a Holiday or Event
Understand cancellation terms, deposit policies, and insurance before you pay.
Documents to prepare:
• Booking terms review
• Cancellation policy check
• Insurance review
• Deposit receipt
🏡 Neighbour Issue
Address it early with documentation. Escalating disputes become expensive and stressful.
Documents to prepare:
• Neighbour letter
• Shared agreement
• Incident log
• Council complaint
🛒 Buying or Selling Privately
A simple receipt protects both sides. For higher-value items, use a proper sale agreement.
Documents to prepare:
• Sale receipt
• Condition statement
• Payment proof
• Dispute resolution
📱 Contract Renewal Coming
Review before auto-renewal. Compare alternatives. Cancel if it’s no longer good value.
Documents to prepare:
• Current contract review
• Alternative comparison
• Cancellation letter
• Switching letter
Choose the workflow that feels natural to you. Both methods generate the same legally binding, fully customized document.
WHY BINDING DOCS FOR FAMILY & PERSONAL DOCUMENTS
Family legal documents are deeply personal. Lewiz guides you with empathy — explaining sensitive topics like guardianship, end-of-life wishes, and debt with care and clarity.
Upload any document and Lewiz scores every clause as Red (dangerous), Amber (caution), or Green (safe). You instantly know what needs attention — no legal expertise required.
Share documents with family members through secure Living Links. Everyone can review, comment, and agree — no printing, scanning, or mailing required.
All your family’s legal documents in one secure, organized place. AES 256-bit encryption, accessible only by you, with Smart Link sharing for designated family members.
Legal language can be intimidating, especially for wills and healthcare directives. Lewiz translates every clause into everyday language your whole family can understand.
Lewiz doesn’t just create documents — it reminds you to update them as life changes: new child, marriage, divorce, retirement, or annual reviews.
Yes. Lewiz reviews settlement agreements and identifies: the compensation amount (and whether it’s reasonable for your situation), the rights you’re waiving, tax treatment of the payment, restrictive covenants being imposed, reference provisions, and confidentiality clauses. Note: UK law requires you to receive independent legal advice on settlement agreements.
Yes. Lewiz creates grievance letters that follow the ACAS Code of Practice, including: clear statement of the complaint, specific incidents with dates and witnesses, previous attempts to resolve informally, and the outcome you’re seeking. Properly structured grievances are more likely to be taken seriously and resolved.
Yes. Lewiz explains the different student loan plan types (Plan 1, 2, 4, 5, and Postgraduate), repayment thresholds, interest rate calculations, and when loans are written off. For private education loans and tuition payment plans, Lewiz reviews terms like any other financial agreement — flagging hidden fees and penalty clauses.
Lewiz helps prepare supporting documents: witness statements, chronologies, schedules of loss, and position statements. It explains what tribunals expect and helps organise evidence. However, Binding Docs does not provide legal representation. For complex tribunal cases, we recommend consulting an employment solicitor.
Yes. Lewiz analyses training agreement clawback clauses and assesses whether the repayment amount is reasonable and proportionate. It checks for tapering (reducing over time), reasonable triggers (voluntary resignation vs. redundancy), and whether the clause could be considered a penalty clause.
When you upload career documents, Lewiz detects: probation end dates (Action), contract renewal dates (Expiry), notice period requirements (Action), training milestone deadlines (Action), tribunal filing deadlines (Action — urgent), pension auto-enrolment dates (Financial), and restrictive covenant end dates (Expiry).